Lifetime Master Trust
Ralph Stewart
Founder and Managing Director
Welcome to the Lifetime Master Trust.
Lifetime is pleased to announce we have taken over responsibility for administration and investment management of the Aon Master Trust (now the Lifetime Master Trust) effective from 1 July 2022.
At Lifetime we have an affinity and passion for developing transparent, low-cost, high value retirement savings and income solutions that New Zealanders can have confidence in.
If you are having issues accessing the portal please reach out to our help desk.
Email: lifetime@linkmarketservices.com
Phone: 0800 266 268
Lifetime is a New Zealand Owned and Operated Company.
Lifetime Master Trust Product Disclosure Statement
Talk to a Lifetime Master Trust Expert
Email Lifetime: mastertrust@lifetimeincome.co.nz
Call Lifetime: 0800 254 388
Meet the team behind the Lifetime Master Trust
Why choose Lifetime Master Trust?
The Lifetime Master Trust takes the hassle out of superannuation for employers, letting you focus on your core business. Our service is tailored to your needs and helps you protect the benefits you offer your employees.
Our team can make your transition to a master trust straightforward.
By moving your stand-alone superannuation scheme into the Lifetime Master Trust, you can benefit from:
- reduced cost compared to maintaining a stand-alone superannuation scheme
- reduced governance and compliance responsibilities
- flexible fund design, allowing you to customise investment and insurance needs within the master trust
- a dedicated account manager to contact and support the scheme
- a company that understands how to transition employees into retirement
Lifetime Master Trust Members
As members of the Lifetime Master Trust, your employees will be joining a scheme which offers:
- contribution levels set by you
- access to their savings when leaving employment
- the option of transferring their savings to the deferred section on leaving employment
- access to various investment managers and funds
- the ability to have insurance through a group insurance arrangement, if you have chosen to include this
- the option of continuing insurance cover when leaving employment without the need to provide evidence of health
Most importantly Lifetime are experts in not just saving for retirement but spending in retirement, and can seamlessly support employees from working to retiring with confidence.
Investment returns and fund updates
Lifetime Master Trust investment returns
2022-06-30 Aon Master Trust investment-returns
2022-03-31 Aon Master Trust investment-returns
2021-12-31 Aon Master Trust investment returns
2021-09-30 Aon Master Trust investment returns
2021-06-30 Aon Master Trust investment returns
2021-03-31 Aon Master Trust investment returns
2020-12-31 Aon Master Trust investment returns
2020-09-30 Aon Master Trust investment returns
2020-06-30 Aon Master Trust investment returns
2020-03-31 Aon Master Trust investment returns
2019-12-31 Aon Master Trust investment returns
2019-09-30 Aon Master Trust investment returns
2019-06-30 Aon Master Trust investment returns
To access historic investment returns please contact us.
Lifetime Master Trust fund updates
We prepare fund updates to assist members in keeping up to date with their Lifetime Master Trust investment. These fund updates provide key information including how the funds have performed, and will help members to compare them with other funds.
2022
2022-03 ANZ Australasian Property Fund
2022-03 ANZ Australasian Shares Fund
2022-03 ANZ Capital Stable Fund
2022-03 ANZ International Bond Fund
2022-03 ANZ International Shares Fund
2022-03 Milford Active Growth Wholesale Fund
2022-03 Nikko Conservative Fund
2022-03 Russell LifePoints® Balanced Fund
2022-03 Russell LifePoints® Conservative Fund
2022-03 Russell LifePoints® Growth Fund
2022-03 Russell LifePoints® Moderate Fund
2022-03 Russell LifePoints® Target Date 2015 Fund
2022-03 Russell LifePoints® Target Date 2025 Fund
2021
2021-03 ANZ Australasian Property Fund
2021-30 ANZ Australasian Shares Fund
2021-03 ANZ Capital Stable Fund
2021-03 ANZ International Bond Fund
2021-03 ANZ International Shares Fund
2021-03 Milford Active Growth Wholesale Fund
2021-03 Nikko Conservative Fund
2021-03 Russell LifePoints® Balanced Fund
2021-03 Russell LifePoints® Conservative Fund
2021-03 Russell LifePoints® Growth Fund
2021-03 Russell LifePoints® Moderate Fund
2021-03 Russell LifePoints® Target Date 2015 Fund
2021-03 Russell LifePoints® Target Date 2025 Fund
2020
2020-03 ANZ Australasian Property Fund
2020-30 ANZ Australasian Shares Fund
2020-03 ANZ Capital Stable Fund
2020-03 ANZ International Bond Fund
2020-03 ANZ International Property Fund
2020-03 ANZ International Shares Fund
2020-03 Milford Active Growth Wholesale Fund
2020-03 Nikko Conservative Fund
2020-03 Russell LifePoints® Balanced Fund
2020-03 Russell LifePoints® Conservative Fund
2020-03 Russell LifePoints® Growth Fund
2020-03 Russell LifePoints® Moderate Fund
2020-03 Russell LifePoints® Target Date 2015 Fund
2020-03 Russell LifePoints® Target Date 2025 Fund
2019
2019-03 ANZ Australasian Property Fund
2019-30 ANZ Australasian Shares Fund
2019-03 ANZ Capital Stable Fund
2019-03 ANZ International Bond Fund
2019-03 ANZ International Property Fund
2019-03 ANZ International Shares Fund
2019-03 Milford Active Growth Wholesale Fund
2019-03 Nikko Conservative Fund
2019-03 Russell LifePoints® Balanced Fund
2019-03 Russell LifePoints® Conservative Fund
2019-03 Russell LifePoints® Growth Fund
2019-03 Russell LifePoints® Moderate Fund
2019-03 Russell LifePoints® Target Date 2015 Fund
2019-03 Russell LifePoints® Target Date 2025 Fund
2018
2018-03 Milford Active Growth Wholesale Fund
2018-03 Nikko Conservative Fund
2018-03 Russell LifePoints® Balanced Fund
2018-03 Russell LifePoints® Conservative Fund
2018-03 Russell LifePoints® Growth Fund
2018-03 Russell LifePoints® Moderate Fund
2018-03 Russell LifePoints® Target Date 2025 Fund
2017
2017-03 Milford Active Growth Wholesale Fund
2017-03 Nikko Conservative Fund
2017-03 Russell LifePoints® Balanced Fund
2017-03 Russell LifePoints® Conservative Fund
2017-03 Russell LifePoints® Growth Fund
2017-03 Russell LifePoints® Moderate Fund
2017-03 Russell LifePoints® Target Date 2025 Fund
Documents and forms
If you require a form that is not listed below, please contact our helpdesk by email at lifetime@linkmarketservices.com or by calling 0800 266 268.
Product disclosure statement
You can access the current Lifetime Master Trust product disclosure statement here.
Forms
LMT13 Application for withdrawal retirement form
LMT15 Application for withdrawal death benefit with probate form
LMT20 AML identity verification for an individual
LMT21 AML form for someone acting on behalf of another person
LMT28 Application for withdrawal leaving service form
LMT29 Application for withdrawal leaving service – employer form
Annual Reports and other information
Statement of Investment Policy and Objectives
2022 Aon Master Trust financial statements
2022 Aon Master Trust annual report
2021 Aon Master Trust annual report
2020 Aon Master Trust annual report
2019 Aon Master Trust annual report
2018 Aon Master Trust financial statements
2018 Aon Master Trust annual report
2017 Aon Master Trust financial statements
2017 Aon Master Trust annual report
2016 Aon Master Trust financial statements